More confidence to handle even the most difficult commercial property risks

Our Excess & Surplus property underwriters can handle risk across the spectrum of commercial occupancies, from small-to-middle market to Fortune 500.

We have the expertise to put together the property coverages and layers necessary to help protect all types of difficult-to-place occupancies.

The Highlights

  • Shared & Layered Property coverages available for a broad range of risks:

    • Condominiums, apartment buildings, housing authorities, hotels, restaurants, casinos, resorts, office buildings, warehouses, vacant properties and manufacturing facilities

    • Municipalities, schools, and other public entities

    • REITs

    • CAT-driven property exposures, including hurricane, flood, and earthquake

    • Difference in conditions coverage for earthquake, flood, or wind

  • Real Estate CGL & Excess Liability also available for apartments, commercial buildings, warehouses and hotels

  • Written via appointed wholesale brokers

Submission Requirements for Shared & Layered Property

  • Risk specifications, including desired layering, target pricing and expiring carrier/program information (if available)

  • RMS formatted data in Excel spreadsheet format including all COPE information, process hazards, and specific underwriting data

  • Minimum three/preferably five-year loss history including hard copy loss runs

Offered through Excess & Surplus Lines only, Applied Risk Services Inc, Licenses available on request or in California through AU Insurance Services, Inc: California License Number 0D78336.

Contact Us

These coverages are only available through our appointed wholesalers. Contact us to learn more. 

John Dowling
Shared & Layered Property

+1 (646) 868-5661

Chris Day
Real Estate CGL & Excess Liability

Are you a business looking for coverage? Have your preferred agent or broker call us. If you need help finding an agent, call us at +1 (877) 234-4450.

©2024 Applied Underwriters, Inc. Rated 'A-' (Excellent) by AM Best.