Our workers’ compensation offerings are grounded in efficiency, service excellence, and employee well-being.

Applied’s workers’ compensation program reflects our understanding that there are certain features companies of all sizes need and others that must be tailored to where the company sits on its growth trajectory.

The Highlights

• Competitively priced guaranteed cost coverage from carriers rated ‘A-’ (Excellent) by AM Best and licensed in all jurisdictions

• Fast, easy quotes with the ability to add any state for continuity of coverage as companies grow

• A full range of services for small and medium-sized businesses, including top-rated payroll services and a true pay-as-you-go system, hiring practice support, and materials for OSHA-compliant safety meetings

• Dedicated claim adjusters assigned to fewer cases—almost half the industry average—with one of the best claim closure rates in the nation

• Cost and care management through Promesa Health®—our proprietary URAC-accredited utilization management group and in-house pharmacy—which ensures convenience for injured workers, cost savings, and responsible prescribing of drugs

Workers’ Compensation Products and Services

SolutionOne® seamlessly delivers workers' compensation insurance, payroll processing, risk reduction programs, and employer extended coverages.

Designed for medium and large-sized companies looking for the certainty of a guaranteed cost program, JumboGC®  offers convenient and competitively priced nationwide coverage.

Promesa Health has many benefits not usually offered under regular workers' compensation insurance, including home delivery pharmacy services and return-to-work programs.

Submission Requirements

• ACORD 130 application

• Current experience modification worksheet

• Five years of loss history, currently valued within 90 days of effective date

• Five years of historical payroll and premium

  
  

Offered through Admitted carriers, Applied Risk Services Inc, Licenses available on request or in California through AU Insurance Services, Inc: California License Number 0D78336.